Approve an application

200

string | null

borrower_id

string | null

The borrower_id of the borrower the application belongs to

created_on

date-time | null

Timestamp the application object is created on

credit_type

string | null

The type of credit product.

consumer_installment_loan consumer_bnpl consumer_revolving_line_of_credit consumer_closed_line_of_credit consumer_secured_installment_loan consumer_secured_revolving_line_of_credit commercial_installment_loan commercial_revolving_line_of_credit commercial_closed_line_of_credit commercial_bnpl commercial_merchant_advance

decisioned_on

date-time | null

Timestamp when the application is either approved or rejected on

offers

array | null

If the application is approved, an object containing the credit offer details

offers

rejection_reasons

array of strings | null

If the application is rejected, a list containing 1-4 rejection reason(s). The Rejection Reasons endpoint provides a list of valid reasons and descriptors

rejection_reasons

requested_amount

integer | null

If the borrower requests an amount in their application, the requested loan or credit line amount in cents (e.g. 500000 for $5,000)

status

string

required

pending approved accepted declined incomplete rejected

third_party_disbursement_destination

string | null

For credit applications of type consumer_bnpl, the third party (i.e. merchant) receiving the funds is specified here

lender_of_record

string | null

The lender of record

credit_data

object | null

fico

integer | null

A FICO score (e.g. 750)

has_bankruptcy_history

boolean | null

Whether or not there is bankruptcy history

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curl --request POST \
     --url https://production.pier-finance.com/api/applications/application_id/approve \
     --header 'accept: application/json' \
     --header 'content-type: application/json'

200

400

401

404

500