Pier API

Introduction
Applications
Auth
- Get a JWT tokenpost
Borrowers
Configuration
Coverage
Facilities
LoanAgreements
Payments
ReconciliationReports
- Get balance reportget
- Get transaction reportget

Pier API

Introduction
Applications
Auth
- Get a JWT tokenpost
Borrowers
Configuration
Coverage
Facilities
LoanAgreements
Payments
ReconciliationReports
- Get balance reportget
- Get transaction reportget

Create an application

post https://production.pier-finance.com/api/applications

URL Expired

The URL for this request expired after 30 days.

Body Params

borrower_id

string

required

The borrower_id of the borrower the application is for (1-256 chars)

credit_type

string

required

The type of credit product.

requested_amount

integer | null

If the borrower requests an amount in their application, the requested loan or credit line amount (in cents).

third_party_disbursement_destination

string | null

For credit applications of type consumer/commercial_bnpl, the third party (i.e. merchant - "Acme Co.") is the person receiving the funds

Responses

Response body

object

string | null

borrower_id

string | null

The borrower_id of the borrower the application belongs to

created_on

date-time | null

Timestamp the application object is created on

credit_type

string | null

The type of credit product.

consumer_installment_loan consumer_bnpl consumer_revolving_line_of_credit consumer_closed_line_of_credit consumer_secured_installment_loan consumer_secured_revolving_line_of_credit commercial_installment_loan commercial_revolving_line_of_credit commercial_closed_line_of_credit commercial_bnpl commercial_merchant_advance

decisioned_on

date-time | null

Timestamp when the application is either approved or rejected on

offers

array | null

If the application is approved, an object containing the credit offer details

offers

rejection_reasons

array of strings | null

If the application is rejected, a list containing 1-4 rejection reason(s). The Rejection Reasons endpoint provides a list of valid reasons and descriptors

rejection_reasons

requested_amount

integer | null

If the borrower requests an amount in their application, the requested loan or credit line amount in cents (e.g. 500000 for $5,000)

status

string

required

pending approved accepted declined incomplete rejected

third_party_disbursement_destination

string | null

For credit applications of type consumer_bnpl, the third party (i.e. merchant) receiving the funds is specified here

lender_of_record

string | null

The lender of record

credit_data

object | null

fico

integer | null

A FICO score (e.g. 750)

has_bankruptcy_history

boolean | null

Whether or not there is bankruptcy history

Response body

object

error_type

string

required

error_code

string

required

error_message

string

required

error_detail

array of objects | null

error_detail

object

value

string

required

msg

string

required

param

string

required

location

string

required

Response body

object

error_type

string

required

error_code

string

required

error_message

string

required

error_detail

array of objects | null

error_detail

object

value

string

required

msg

string

required

param

string

required

location

string

required

Response body

object

error_type

string

required

error_code

string

required

error_message

string

required

error_detail

array of objects | null

error_detail

object

value

string

required

msg

string

required

param

string

required

location

string

required

429

Response body

object

error_type

string

required

error_code

string

required

error_message

string

required

error_detail

array of objects | null

error_detail

object

value

string

required

msg

string

required

param

string

required

location

string

required

Updated over 1 year ago

Introduction

List all applications

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Language

Credentials

Bearer

URL


xxxxxxxxxx
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curl --request POST \
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     --url https://production.pier-finance.com/api/applications \
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     --header 'accept: application/json' \
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     --header 'content-type: application/json' \
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     --data '
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{
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  "credit_type": "consumer_installment_loan"
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}
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'

Click Try It! to start a request and see the response here! Or choose an example:

application/json

Updated over 1 year ago

Introduction

List all applications

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Pier API
Introduction
Applications
Get an application by IDget
Reject an applicationpost
Approve an applicationpost
List all applicationsget
Create an applicationpost
Auth
Get a JWT tokenpost
Borrowers
List all borrowersget
Retrieve a borrower by idget
Update a consumer borrowerpatch
Create a consumer borrowerpost
Update a business borrowerpatch
Create a business borrowerpost
Configuration
Remove lending detailsdelete
Set lending detailspost
Verify a webhook with Pier public keyget
Get webhook URLsget
Reset webhook URLsdelete
Set webhook URLspost
Coverage
Check offerspost
Retrieve rejection reasonsget
Retrieve consumer lending coverageget
Retrieve commercial lending coverageget
Facilities
Retrieve payoff amounts for a facilityget
Retrieve a disbursement by its idget
List statements for a facilityget
List all disbursements for your accountget
Retrieve a facilityget
Add repayment bank details for a facilitypost
Disable autopay for a facilitypost
Enable autopay for a facilitypost
Create autopay ACH authorizationpost
Create ACH Authorizationpost
Close a facilitypost
Refund a disbursementpost
Credit a facilitypost
List all payments for a facilityget
Update credit limit for a line of creditpatch
Create a limit reduction noticepost
Move disbursement to failed statepatch
Move disbursement to successful statepatch
Move disbursement to initiated statepatch
List disbursements for a facilityget
Create a disbursement for a facilitypost
List all facilitiesget
Create a facilitypost
LoanAgreements
Get a loan agreement by idget
Sign a loan agreementpost
List all loan agreementsget
Create a loan agreementpost
Payments
Move payment to failed statepatch
Move payment to successful statepatch
Move payment to initiated statepatch
Refund a paymentpost
Get a payment by IDget
List all paymentsget
Submit a loan paymentpost
ReconciliationReports
Get transaction reportget
Get balance reportget

Pier API
Introduction
Applications
Get an application by IDget
Reject an applicationpost
Approve an applicationpost
List all applicationsget
Create an applicationpost
Auth
Get a JWT tokenpost
Borrowers
List all borrowersget
Retrieve a borrower by idget
Update a consumer borrowerpatch
Create a consumer borrowerpost
Update a business borrowerpatch
Create a business borrowerpost
Configuration
Remove lending detailsdelete
Set lending detailspost
Verify a webhook with Pier public keyget
Get webhook URLsget
Reset webhook URLsdelete
Set webhook URLspost
Coverage
Check offerspost
Retrieve rejection reasonsget
Retrieve consumer lending coverageget
Retrieve commercial lending coverageget
Facilities
Retrieve payoff amounts for a facilityget
Retrieve a disbursement by its idget
List statements for a facilityget
List all disbursements for your accountget
Retrieve a facilityget
Add repayment bank details for a facilitypost
Disable autopay for a facilitypost
Enable autopay for a facilitypost
Create autopay ACH authorizationpost
Create ACH Authorizationpost
Close a facilitypost
Refund a disbursementpost
Credit a facilitypost
List all payments for a facilityget
Update credit limit for a line of creditpatch
Create a limit reduction noticepost
Move disbursement to failed statepatch
Move disbursement to successful statepatch
Move disbursement to initiated statepatch
List disbursements for a facilityget
Create a disbursement for a facilitypost
List all facilitiesget
Create a facilitypost
LoanAgreements
Get a loan agreement by idget
Sign a loan agreementpost
List all loan agreementsget
Create a loan agreementpost
Payments
Move payment to failed statepatch
Move payment to successful statepatch
Move payment to initiated statepatch
Refund a paymentpost
Get a payment by IDget
List all paymentsget
Submit a loan paymentpost
ReconciliationReports
Get transaction reportget
Get balance reportget

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